Servicemembers Civil Relief Act (SCRA) 6% Interest Rate Cap Request

[CLIENT FULL NAME] [CLIENT ADDRESS LINE1] [CLIENT CITY], [CLIENT STATE] [CLIENT ZIP] DOB: [CLIENT DOB] | SSN (Last 4): [CLIENT SSN LAST4] Date: [TODAY] [RECIPIENT NAME] [RECIPIENT ADDRESS BLOCK] RE: STATUTORY REQUEST FOR 6% INTEREST RATE CAP PURSUANT TO SCRA (50 U.S.C. § 3937) - Account #[ACCOUNT ACCOUNT NUMBER MASKED] Dear Military Special Services / SCRA Compliance Unit, I am writing to formally request the application of the statutory 6% interest rate cap on my account #[ACCOUNT ACCOUNT NUMBER MASKED] with [ACCOUNT CREDITOR NAME] pursuant to Section 207 of the Servicemembers Civil Relief Act (SCRA, 50 U.S.C. § 3937). MILITARY SERVICE DETAILS: - Servicemember Name: [CLIENT FULL NAME] - Military Branch: [MILITARY BRANCH] - Active Duty Entry Date: [MILITARY ACTIVE DUTY DATE] STATUTORY MANDATES UNDER 50 U.S.C. § 3937: 1. Maximum Interest Rate: Interest on pre-service debt obligations is capped at 6% per annum during active duty military service. 2. Retroactive Rate Cap & Refund: The rate reduction MUST be applied retroactively to the start date of active duty, and any interest charged in excess of 6% MUST be forgiven and refunded or credited to principal. 3. Monthly Payment Reduction: Monthly payment amounts must be recalculated to reflect the reduced interest rate. Enclosed is a copy of my official active duty military orders. Please confirm application of the 6% rate cap and provide a recalculated billing statement within 30 days. Sincerely, [CLIENT FULL NAME] Sent via Certified Mail, Return Receipt Requested: [LETTER CERTIFIED NUMBER]