Goodwill Adjustment Request - Late Payment Due to Natural Disaster

[CLIENT FULL NAME] [CLIENT ADDRESS LINE1] [CLIENT CITY], [CLIENT STATE] [CLIENT ZIP] DOB: [CLIENT DOB] | SSN (Last 4): [CLIENT SSN LAST4] Date: [TODAY] [RECIPIENT NAME] [RECIPIENT ADDRESS BLOCK] RE: GOODWILL ADJUSTMENT REQUEST - NATURAL DISASTER DISPLACEMENT - Account #[ACCOUNT ACCOUNT NUMBER MASKED] Dear Customer Disaster Assistance Team, I am writing to request a goodwill credit reporting adjustment for Account #[ACCOUNT ACCOUNT NUMBER MASKED] following the severe natural disaster that impacted my community in [STATE NAME] during [HARDSHIP DATES]. DISASTER IMPACT: During [HARDSHIP DATES], my primary residence was directly impacted by a declared natural disaster ([HARDSHIP REASON]). The resulting severe emergency, power outages, and temporary displacement caused unexpected severe hardship, leading to late payments on [ACCOUNT LATE DATES]. As emergency services and infrastructure were restored, I immediately brought the account back to current standing. In light of federal disaster guidance issued by the CFPB and regulatory agencies encouraging financial institutions to extend credit reporting relief to disaster victims, I respectfully request that [ACCOUNT CREDITOR NAME] delete the late payment marks for [ACCOUNT LATE DATES] from my credit bureau files. Sincerely, [CLIENT FULL NAME] Sent via Certified Mail, Return Receipt Requested: [LETTER CERTIFIED NUMBER]