Request to Disaffiliate Joint Account Pursuant to Divorce Decree

[CLIENT FULL NAME] [CLIENT ADDRESS LINE1] [CLIENT CITY], [CLIENT STATE] [CLIENT ZIP] DOB: [CLIENT DOB] | SSN (Last 4): [CLIENT SSN LAST4] Date: [TODAY] [RECIPIENT NAME] [RECIPIENT ADDRESS BLOCK] RE: REQUEST FOR ACCOUNT DISAFFILIATION / RELEASE OF LIABILITY PURSUANT TO DIVORCE DECREE - Account #[ACCOUNT ACCOUNT NUMBER MASKED] Dear Customer Service / Legal Department, I am writing regarding joint account #[ACCOUNT ACCOUNT NUMBER MASKED] with [ACCOUNT CREDITOR NAME]. I am formally requesting to be removed as a joint obligor or for the account reporting to be deleted from my individual credit files pursuant to a court-ordered Divorce Decree. COURT DECREE DETAILS: - Account Name: [ACCOUNT CREDITOR NAME] - Account Number: [ACCOUNT ACCOUNT NUMBER MASKED] - Court Jurisdiction: [STATE NAME] Family Court - Legal Allocation: Pursuant to the final Divorce Decree, full legal liability and payment responsibility for this debt was sole-assigned to my former spouse [ACCOUNT ORIGINAL CREDITOR]. While I understand creditors maintain contractual rights, continuing to report delinquent or active balances incurred solely by my former spouse creates severe unfair hardship on my independent credit profile. I respectfully request that [ACCOUNT CREDITOR NAME] either grant a formal release of my liability on this account or instruct Equifax, Experian, and TransUnion to remove this joint tradeline from my credit file. Sincerely, [CLIENT FULL NAME] Sent via Certified Mail, Return Receipt Requested: [LETTER CERTIFIED NUMBER]