Identity Theft Affidavit Cover Letter & Demand for Permanent Tradeline Deletion

[CLIENT FULL NAME] [CLIENT ADDRESS LINE1] [CLIENT CITY], [CLIENT STATE] [CLIENT ZIP] DOB: [CLIENT DOB] | SSN (Last 4): [CLIENT SSN LAST4] Date: [TODAY] [RECIPIENT NAME] [RECIPIENT ADDRESS BLOCK] RE: FORMAL IDENTITY THEFT NOTIFICATION AND DEMAND FOR PERMANENT TRADELINE BLOCKING PURSUANT TO FCRA § 605B (15 U.S.C. § 1681c-2) - Account #[ACCOUNT ACCOUNT NUMBER MASKED] Dear Fraud & Identity Theft Compliance Officer, I am writing to notify [ACCOUNT CREDITOR NAME] that Account #[ACCOUNT ACCOUNT NUMBER MASKED] currently appearing under your company's name on my credit files is the direct result of IDENTITY THEFT and identity fraud. STATUTORY DEMAND FOR BLOCKING UNDER FCRA § 605B (15 U.S.C. § 1681c-2): I did not open, authorize, or derive benefit from this fraudulent account. Pursuant to Section 605B of the Fair Credit Reporting Act (15 U.S.C. § 1681c-2): 1. Mandatory 4-Day Block: Upon receipt of an Identity Theft Report, an entity furnishing information MUST permanently block and delete the reporting of the fraudulent account within four (4) business days. 2. Prohibition on Debt Collection & Sale: Furnishers and creditors are legally barred from placing this debt for collection or selling it to third-party collectors. ENCLOSED IDENTITY THEFT PROOF: 1. Official FTC Identity Theft Report / Affidavit; 2. Law Enforcement / Police Incident Report #[CUSTOM NOTES]; 3. Copy of my government-issued photo ID and proof of address. Please delete this fraudulent tradeline from Equifax, Experian, and TransUnion immediately and confirm completion in writing. Sincerely, [CLIENT FULL NAME] Sent via Certified Mail, Return Receipt Requested: [LETTER CERTIFIED NUMBER]