Request to Terminate Authorized User Status and Delete Tradeline

[CLIENT FULL NAME] [CLIENT ADDRESS LINE1] [CLIENT CITY], [CLIENT STATE] [CLIENT ZIP] DOB: [CLIENT DOB] | SSN (Last 4): [CLIENT SSN LAST4] Date: [TODAY] [RECIPIENT NAME] [RECIPIENT ADDRESS BLOCK] RE: REMOVAL OF AUTHORIZED USER STATUS AND TRADELINE DELETION - Account #[ACCOUNT ACCOUNT NUMBER MASKED] Dear Customer Service / Credit Reporting Department, I am writing to formally request my immediate removal as an Authorized User from Account #[ACCOUNT ACCOUNT NUMBER MASKED] maintained with [ACCOUNT CREDITOR NAME] under primary cardholder name [ACCOUNT ORIGINAL CREDITOR]. LEGAL BASIS (12 CFR § 1002.7(c) / REGULATION B): As an authorized user, I have no contractual liability for the payment of debts incurred on this account. Under Equal Credit Opportunity Act Regulation B (12 CFR § 1002.7(c)) and credit bureau reporting rules, an authorized user has the absolute right to terminate authorized user status and request full deletion of the tradeline from their credit reports. Please process my immediate removal as an authorized user and instruct Equifax, Experian, and TransUnion to delete this account entry entirely from my credit history. Sincerely, [CLIENT FULL NAME] Sent via Certified Mail, Return Receipt Requested: [LETTER CERTIFIED NUMBER]