Request to Close Revolving Account with 'Closed by Consumer' Notation

[CLIENT FULL NAME] [CLIENT ADDRESS LINE1] [CLIENT CITY], [CLIENT STATE] [CLIENT ZIP] DOB: [CLIENT DOB] | SSN (Last 4): [CLIENT SSN LAST4] Date: [TODAY] [RECIPIENT NAME] [RECIPIENT ADDRESS BLOCK] RE: REQUEST TO CLOSE ACCOUNT #[ACCOUNT ACCOUNT NUMBER MASKED] - INSTRUCTION TO REPORT 'CLOSED BY CONSUMER' Dear Customer Service / Credit Operations, Please accept this letter as my formal instruction to permanently close my revolving account #[ACCOUNT ACCOUNT NUMBER MASKED] with [ACCOUNT CREDITOR NAME], effective immediately. IMPORTANT REPORTING MANDATE: This account is currently in good standing with a $0 balance. Pursuant to 15 U.S.C. § 1681s-2 and credit reporting rules, you are instructed to report this account status to Equifax, Experian, and TransUnion with the exact compliance remark notation: "ACCOUNT CLOSED AT CONSUMER'S REQUEST" (Compliance Remark Code / Metro 2 Consumer Indicator). Please send written confirmation of account closure and confirm that the correct compliance notation will be transmitted during the next reporting cycle. Sincerely, [CLIENT FULL NAME] Sent via Certified Mail, Return Receipt Requested: [LETTER CERTIFIED NUMBER]