Credit Bureau Disputes Personal Info & Inquiries

Request to Remove Previously Added Consumer Statement

When to use it

Use to request the deletion or withdrawal of a consumer statement previously attached to your credit file.

Preview

Bracketed fields are filled in from your account when you generate it.

[CLIENT FULL NAME] [CLIENT ADDRESS LINE1] [CLIENT CITY], [CLIENT STATE] [CLIENT ZIP] Phone: [CLIENT PHONE] | Email: [CLIENT EMAIL] DOB: [CLIENT DOB] | SSN (last 4): XXX-XX-[CLIENT SSN LAST4] Date: [TODAY] [RECIPIENT NAME] [RECIPIENT ADDRESS BLOCK] Sent via Certified Mail, Return Receipt Requested: [LETTER CERTIFIED NUMBER] RE: Formal Request for Removal of Consumer Statement Pursuant to 15 U.S.C. § 1681i(b) To Whom It May Concern at [BUREAU NAME], I am writing to formally request the immediate removal of a consumer statement previously attached to my consumer credit report. The consumer statement to be withdrawn and deleted from my credit file is: "[CUSTOM NOTES]" Pursuant to Section 611(b) of the Fair Credit Reporting Act (15 U.S.C. § 1681i(b)), I no longer wish to have this statement displayed on my credit report or furnished to third parties. Please delete this statement from my file immediately and confirm removal in writing. Sincerely, ____________________________________ [CLIENT FULL NAME]

Legal basis

15 U.S.C. § 1681i(b)

Enclose

Copy of photo ID
Copy of proof of address
Credit report copy showing statement to be removed

Before you send

Identify the statement previously placed on credit report.

Know this first

Removing an outdated consumer statement cleans up credit report presentation prior to mortgage or loan underwriting.

Follow up

Allow about 15 days for a response.