FCRA § 605B Identity Theft Mandatory Block Demand

[CLIENT FULL NAME] [CLIENT ADDRESS LINE1] [CLIENT CITY], [CLIENT STATE] [CLIENT ZIP] Phone: [CLIENT PHONE] | Email: [CLIENT EMAIL] DOB: [CLIENT DOB] | SSN (last 4): XXX-XX-[CLIENT SSN LAST4] Date: [TODAY] [RECIPIENT NAME] [RECIPIENT ADDRESS BLOCK] Sent via Certified Mail, Return Receipt Requested: [LETTER CERTIFIED NUMBER] RE: DEMAND FOR MANDATORY 4-DAY BLOCK OF IDENTITY THEFT INFORMATION — FCRA Section 605B (15 U.S.C. § 1681c-2) To Whom It May Concern at [BUREAU NAME], I am writing to demand an immediate mandatory block of fraudulent information resulting from identity theft appearing on my credit file, pursuant to Section 605B of the Fair Credit Reporting Act (15 U.S.C. § 1681c-2). The following fraudulent account(s) were opened/reported without my knowledge, consent, or authorization: Fraudulent Creditor: [ACCOUNT CREDITOR NAME] Account Number: [ACCOUNT ACCOUNT NUMBER MASKED] Dispute Details: [ACCOUNT DISPUTE REASON] Action Required: [ACCOUNT CORRECT INFORMATION] I have enclosed: 1. Proof of my identity (driver's license and proof of residency). 2. A copy of my official FTC Identity Theft Report / Police Report. 3. A statement confirming that I did not initiate or benefit from these transactions. Under 15 U.S.C. § 1681c-2(a), [BUREAU NAME] SHALL block the reporting of this information within four (4) business days after receiving this notice. Please notify the furnisher and mail written confirmation of the block immediately. Sincerely, ____________________________________ [CLIENT FULL NAME]