Notice of Attorney Representation & Cease Direct Contact Demand

[CLIENT FULL NAME] [CLIENT ADDRESS LINE1] [CLIENT CITY], [CLIENT STATE] [CLIENT ZIP] Phone: [CLIENT PHONE] Email: [CLIENT EMAIL] Date: [TODAY] [RECIPIENT NAME] [RECIPIENT ADDRESS BLOCK] RE: FORMAL NOTICE OF ATTORNEY REPRESENTATION PURSUANT TO 15 U.S.C. § 1692c(a)(2) Account Number: [ACCOUNT ACCOUNT NUMBER MASKED] Original Creditor: [ACCOUNT ORIGINAL CREDITOR] Collector Reference #: [ACCOUNT COLLECTOR REFERENCE] Dear [RECIPIENT NAME], Please be advised that I am represented by legal counsel regarding the above-referenced account and all alleged consumer debt obligations associated with your agency. Under the Fair Debt Collection Practices Act, 15 U.S.C. § 1692c(a)(2), and CFPB Regulation F, 12 CFR § 1006.6(b)(2), if a debt collector knows a consumer is represented by an attorney with respect to a debt and has knowledge of, or can readily ascertain, such attorney's name and address, the debt collector SHALL NOT communicate directly with the consumer in connection with the collection of such debt. Effective immediately, you must CEASE ALL DIRECT COMMUNICATIONS WITH ME. All future calls, letters, demands, or notices concerning this account must be directed exclusively to my legal counsel. Any direct communication sent to me following receipt of this notice will constitute a willful violation of 15 U.S.C. § 1692c(a)(2) and will be submitted directly to court in support of statutory claims under 15 U.S.C. § 1692k. Sincerely, [CLIENT FULL NAME] Sent via Certified Mail, Return Receipt Requested: [LETTER CERTIFIED NUMBER]