Request to Report Positive Rent and Utility Payment History

[CLIENT FULL NAME] [CLIENT ADDRESS LINE1] [CLIENT CITY], [CLIENT STATE] [CLIENT ZIP] DOB: [CLIENT DOB] | SSN (Last 4): [CLIENT SSN LAST4] Date: [TODAY] [RECIPIENT NAME] [RECIPIENT ADDRESS BLOCK] RE: REQUEST TO FURNISH POSITIVE ON-TIME PAYMENT HISTORY TO CREDIT BUREAUS - Account #[ACCOUNT ACCOUNT NUMBER MASKED] Dear Customer Accounts / Credit Reporting Department, I am writing as a valued customer in good standing regarding my account #[ACCOUNT ACCOUNT NUMBER MASKED] with [ACCOUNT CREDITOR NAME]. I have maintained a consistent record of on-time monthly payments for [ACCOUNT DATE OPENED]. REQUEST FOR POSITIVE CREDIT REPORTING: To help me build a positive credit history, I formally request that [ACCOUNT CREDITOR NAME] report my ongoing on-time payment history to the major credit reporting agencies (Equifax, Experian, TransUnion, or National Creditors Connection / alternative data furnishers). Federal credit guidelines and CFPB credit-building initiatives encourage utility and telecom providers to furnish positive payment data to assist consumers in establishing creditworthiness. If your company utilizes a specific third-party reporting partner or opt-in portal, please provide instructions on how I can authorize regular positive payment reporting for my account. Sincerely, [CLIENT FULL NAME] Sent via Certified Mail, Return Receipt Requested: [LETTER CERTIFIED NUMBER]