Request for Secured Credit Card Graduation & Security Deposit Refund

[CLIENT FULL NAME] [CLIENT ADDRESS LINE1] [CLIENT CITY], [CLIENT STATE] [CLIENT ZIP] DOB: [CLIENT DOB] | SSN (Last 4): [CLIENT SSN LAST4] Date: [TODAY] [RECIPIENT NAME] [RECIPIENT ADDRESS BLOCK] RE: REQUEST FOR SECURED CREDIT CARD GRADUATION TO UNSECURED ACCOUNT - Account #[ACCOUNT ACCOUNT NUMBER MASKED] Dear Credit Review / Customer Service Management, I am writing regarding my secured credit card account #[ACCOUNT ACCOUNT NUMBER MASKED] with [ACCOUNT CREDITOR NAME], opened on [ACCOUNT DATE OPENED]. ON-TIME PERFORMANCE & GRADUATION REQUEST: I have maintained a flawless payment history on this account with zero delinquencies, managed revolving balances responsibly, and demonstrated sound credit management. Based on my consistent positive payment record, I formally request that [ACCOUNT CREDITOR NAME] review my account for graduation to an unsecured credit card tier. Specifically, I request: 1. Conversion of account #[ACCOUNT ACCOUNT NUMBER MASKED] to an unsecured card product; 2. Refund and return of my original security deposit of [ACCOUNT BALANCE]; and 3. Maintenance of the original account opening date ([ACCOUNT DATE OPENED]) on my credit files to preserve my length of credit history. Thank you for providing the financial tools that have helped me rebuild my credit, and I look forward to growing my relationship with your institution. Sincerely, [CLIENT FULL NAME] Sent via Certified Mail, Return Receipt Requested: [LETTER CERTIFIED NUMBER]